Home Loan Eligibility Calculator

Find out how much home loan you qualify for based on salary, existing debts, and bank FOIR guidelines.

Key Features

• Applies bank FOIR standard (50% - 60% disposable income)
• Co-applicant income addition toggle
• Down payment and property budget projection
• Instant bank eligibility report

Frequently Asked Questions

What is FOIR in home loans?

FOIR (Fixed Obligation to Income Ratio) is the percentage of your monthly income that banks allow toward total EMI payments (typically 50% to 60%).