Loan Amortization Calculator

Calculate total interest cost, monthly repayment obligations, and year-by-year principal reduction schedules for loans.

Key Features

• Presets for Home, Auto, Personal, and Business loans
• Balance Transfer / Refinance savings analyzer
• Processing fee cost impact calculator
• Clear monthly EMI comparison

Frequently Asked Questions

Is the Loan & Refinance Calculator free to use?

Yes, DODDY's Loan & Refinance Calculator is 100% free with no account registration, subscriptions, watermarks, or usage limits.

When should I transfer my home loan to a new bank?

A balance transfer is beneficial when the interest rate gap is at least 0.50% and the remaining tenure is long enough to cover processing charges.

Are my files and data kept private when using Loan & Refinance Calculator?

Yes. All computations and file transformations run locally within your web browser. Your confidential data is never transferred to external servers.